Awareness about the laws and regulations of the Cambodians was noted that there are limits in this issue require the understanding and participation of stakeholders, especially the experts only once.
Cases such as the words' What is a financial lease is likely to be very few people who understand what .
Lawyers around this problem Koy Gandhi is a member of the legal consultation office KN address at No. 63 standing Borei 100 houses maids Sok, Phnom Penh has given an interview with the Post, with the following content:
1. What is financial leasing?
Financial leasing is to rent equipment or materials for use in a business that business owners can not afford to buy tools or equipment. The lease is similar to buying, but it's different is that the lessee must pay rent and rent That cost of goods plus the end of each course, and at the end of the hire purchase can add a little money to buy off only once or sometimes at the end of the lease owner can transfer ownership of their to a single tenant. Financial leasing is the most short-term 1 year.
Therefore simple language called financial leasing, hire purchase contracts. Put simply different financial leasing is not about making loans from banks, but that the differences loans from the bank to get money while the financial leasing objects (furniture).
2. You can also open a financial leasing business or not?
According to the announced number 7-011-241 National Bank of Cambodia's financial leasing business on December 27, 2011, you can financial leasing business, banking and other institutions. Banking refers to commercial banks, specialized banks and microfinance while other institutions refers to commercial establishments governed by the Law on Enterprises Trade.
According to the announced number 7-011-242. National Bank's license for financial leasing companies to finance leasing business These establishments need for a license from the National Bank of Cambodia, and must have a minimum registered capital of 200 million.
3. Suppose a farmer wants to buy a large rice milling machine to obtain a financial leasing what they need to do some how?
Three individuals involved 1 is the lessee (tenant) 2 rental (called phtebtei) and 3 suppliers. Tenant farmers or were related to financial leasing companies, saying it wants to hire a rice mill. Rental companies to choose suppliers on their own brand series rice types who want to have already taken Information about the brand series, told the Financial Leasing Company. Then you both signed the lease agreement. Another financial leasing company contracted to purchase and supply rice to farmers. So we see that the company has released this money to buy instead of gross farmers who have no money to buy rice mills.
However, if the farmer turns out not to rent or lease, and twist the company does not pay will get pay the money to buy a device that they do not have to buy if there is no request from the farmers. In this sense, the purchase price was taken to invest in other things, they will surely benefit .
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